How We Price Our Vehicles | Cumming Chevrolet
Cumming Chevrolet is on the Mile of Cars in National City, serving San Diego and the South Bay. We price every vehicle the same way, and we show the math on every listing. This page explains what the number on a listing means, what is in it, what is not, and what gets added when you sign.
The Price on the Listing Is the Price We Sell At
Every vehicle on our website shows a Total Price. That is the price we will sell the vehicle for while it remains unsold and until the expiration date shown on the listing. It is not a starting point for a conversation.
The Total Price includes:
- The vehicle’s selling price. On a new vehicle, that is the MSRP less our discount. On a pre-owned vehicle, it is our retail price less any dealer discount.
- Every dealer-installed item on the vehicle at the time of listing, each shown as its own line.
- An $85 document processing charge.
- A $37 electronic vehicle registration (EVR) filing charge.
The Total Price does not include:
- Sales tax. The rate is set by where the vehicle will be registered.
- Government fees: DMV registration, title and license.
- Finance charges, if you finance the purchase.
- Manufacturer rebates and incentives. Those are shown separately on the listing, and each one has its own eligibility rules.
Two Real Examples From Our Lot
Read from our website on October 23, 2026. Both vehicles may sell before you read this; the format is the same on every listing.
New 2026 Chevrolet Silverado 1500 ZR2 Crew Cab, stock 2026967
| MSRP | $78,755 |
| Cumming discount | -$7,500 |
| Electronic filing charge (EVR) | $37 |
| Document processing charge | $85 |
| Clear Shield (dealer-installed) | $299 |
| Total Price | $71,676 |
|---|---|
| Savings against MSRP | $7,079 |
Pre-owned 2023 Chevrolet Tahoe LT, stock 2026907A
| Retail price | $39,778 |
| Dealer discount | -$4,781 |
| Document processing charge | $85 |
| Electronic filing charge (EVR) | $37 |
| Clear Shield (dealer-installed) | $299 |
| Total Price | $35,418 |
|---|
Clear Shield is paint protection film on the most exposed contact areas of the vehicle (the door edges and the areas behind the door handles), plus protectors for the screens. We apply it before the vehicle is sold to keep it protected, and it is passed on to you at $299, shown as its own line on every listing.
What Gets Added When You Sign
Only the items above that are not in the Total Price: sales tax for your registration address, the DMV fees, and the finance charge if you finance. Each one appears as its own line on your purchase contract, as California requires. Nothing else is added at the desk.
MSRP, Rebates and Expiration Dates
MSRP, where we show it, is the manufacturer’s suggested retail price. It is not our selling price; our Total Price is. Manufacturer rebates and incentives are not built into the Total Price. We list them separately so you can see which ones you qualify for. Prices are good while the vehicle is unsold and until the expiration date shown on its listing.
Pre-Owned Vehicles: Your 3-Day Right to Cancel
California law gives you 3 days to cancel the purchase or lease of a used vehicle priced at $50,000 or less, subject to conditions that include a restocking fee and a 400-mile limit. Ask us for the details before you sign.
Frequently Asked Questions About Our Pricing
Is the price on the Cumming Chevrolet website the real price?
Yes. The Total Price on each listing is the price we will sell the vehicle for while it is unsold and until the expiration date shown. It already includes our discount, every dealer-installed item, the $85 document processing charge and the $37 electronic filing charge.
What is the doc fee at Cumming Chevrolet?
$85, the document processing charge, plus a $37 electronic vehicle registration filing charge. Both are already inside the Total Price on every listing.
What is not included in the Total Price?
Sales tax, DMV registration, title and license fees, and any finance charge. Those depend on where you register the vehicle and how you pay, so they are itemized on your contract rather than on the listing.
Are manufacturer rebates included in the price?
No. Rebates and incentives are shown separately on each listing because each one has its own eligibility rules. If you qualify, it comes off on top of the Total Price.
Can I return a used vehicle after I buy it?
California law gives you a 3-day right to cancel on a used vehicle priced at $50,000 or less, subject to conditions including a restocking fee and a 400-mile limit. Ask us for the details before you sign.
Ready to Shop?
Browse our new Chevrolet inventory, our pre-owned inventory, or value your trade. Every listing shows the full breakdown you read about here.