Buy vs. Lease
Choosing how to finance your new Chevy SUV, car, or truck is a major decision and one you shouldn’t feel pressured into. Shoppers have a choice to either buy or lease their brand-new vehicle. Both options are convenient, but which one is right for you?
Both leasing and financing your next Chevy are great, viable options, but we want to help make your buying decision easier than ever before. Our Chevy finance experts and professional staff will work with you every step of the way to make sure you are confident in your decision.
At Cumming Chevy, we offer great deals on both traditional auto loans and Chevy leases. Here are some benefits of buying or leasing your Chevy at our National City Chevrolet dealership
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Should I Buy or Lease My Vehicle?
Customers frequently ask our Chevy finance center if it’s a better deal to buy a new Chevy truck or lease it. The reality is that it depends on a few factors; thankfully, Cumming Chevy can get you a great deal no matter which you choose.
Why Buy a New Chevy?
Ownership
When you buy your new Chevy, it is 100% your vehicle. Once the vehicle is paid in full, you become the sole owner of your model. Monthly car payment also helps you build equity as a full-time owner.
Flexibility
With being the owner of your Chevy, you do not have to worry about fees due to excessive mileage or wear and tear. You can also make any customizations or add any packages you feel aligns with your style and personality.
Future Value
If maintained properly, and you see yourself in a different, but new Chevy, you can use your current luxury vehicle to get a trade-in. With our tool, you can calculate how much you can potentially receive to add to your next purchase or earn instant cash.
Why Lease a New Chevy?
Various Leasing Options
With leasing, you can try out the latest Chevy models with no obligation after the 24-48 month lease period. If you’re only planning to stay in National City for a few years, it’s a worry-free way to have a vehicle. You have the option to either renew your lease or opt-in for a new Chevy model once your original lease has finished.
Our lease return center provides different opportunities to get the most out of your leasing experience with us. We also accept lease returns for all makes and models.
Beneficial Lease Payments
Generally speaking, monthly lease payments are lower than monthly finance payments. Since you’re paying for the cost of depreciation of the vehicle, the future value of a Chevy model will not affect you.
Low-Cost Repairs
While your Chevy is under a lease, repairs, and routine maintenance services are covered by your warranty. In the event of major repairs that are covered under warranty, you can just bring your vehicle to our Chevy service center and there’s no cost to you.
While we provide you with peace of mind for repairs and services, drivers should be mindful of excessive wear and tear or mileage that may affect your end-of-lease contract.
Chevy Finance Deals Near Me in National City
Both buying and leasing have their pros and cons; our professional finance team is happy to talk with you and help you determine which is the right Chevy financing option for your situation. We’ll also talk to you about new car specials and Chevy incentives that could make things even cheaper.
Cumming Chevy is committed to offering the best Chevy finance deals in the National City area. Drop by our dealership, located at 2301 National City Boulevard, or contact us with any questions.